:root{--navy:#000b33;--navy-2:#000828;--gold:#af9265;--gold-dk:#8c7450;--cream:#f7f4ef;--white:#ffffff;--ink:#03090b;--muted:#565b66;--line:#e6e0d5;--display:"Playfair Display",Georgia,"Times New Roman",serif;--body:"Cabin","Segoe UI",system-ui,sans-serif;color-scheme:light}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}}
body{background:var(--white);color:var(--ink);font-family:var(--body);font-size:16px;line-height:1.55;margin:0}
[hidden]{display:none!important}
img{max-width:100%}
.wrap{max-width:1140px;margin:0 auto;padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px))}
h1,h2,h3{font-family:var(--display);text-transform:uppercase;font-weight:600;letter-spacing:-.02em;line-height:1.05;margin:0;text-wrap:balance}
h1 em,h2 em{text-transform:none;font-style:italic;font-weight:500;color:var(--gold)}
h3{font-size:22px;letter-spacing:-.01em}
p{margin:0}
a{color:inherit}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--gold);color:var(--white);border:0;padding:13px 22px;font:600 15px var(--body);text-decoration:none;cursor:pointer;letter-spacing:.01em}
.btn:hover{background:var(--gold-dk)}
.btn.ghost{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.btn.ghost:hover{background:var(--navy);color:var(--white)}
.btn.ghost.light{color:var(--white);box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.6)}
.btn.ghost.light:hover{background:var(--white);color:var(--navy)}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-dk)}
.check{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-style:italic;font-size:15px}
.check i{width:18px;height:18px;border:1.5px solid currentColor;display:grid;place-items:center;font-style:normal}
.check i::after{content:"";width:8px;height:4px;border-left:2px solid currentColor;border-bottom:2px solid currentColor;transform:rotate(-45deg) translate(1px,-1px)}
.promo{background:var(--gold);color:var(--white);font-size:13px;font-weight:600}
.promo .wrap{display:flex;justify-content:center;align-items:center;gap:14px;padding-block:9px;flex-wrap:wrap;text-align:center}
.promo a{background:var(--navy);color:var(--white);padding:5px 12px;text-decoration:none;font-size:12px}
.nav{position:sticky;top:0;z-index:50;background:var(--white);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand-mark{width:38px;height:38px;background:var(--navy);display:grid;place-items:center;flex:none}
.brand-mark span{font-family:var(--display);color:var(--gold);font-weight:600;font-size:18px;letter-spacing:-.04em}
.brand b{font-family:var(--display);font-size:19px;font-weight:600;display:block;line-height:1}
.brand small{font-size:11px;letter-spacing:.18em;text-transform:uppercase;color:var(--gold-dk);font-weight:700}
.links{display:flex;align-items:center;gap:26px}
.links a{text-decoration:none;font-weight:500;font-size:15px}
.links a:not(.btn):hover,.links a.on{color:var(--gold-dk)}
.menu-btn{display:none;background:none;border:1.5px solid var(--navy);color:var(--navy);padding:8px 12px;font:600 14px var(--body);cursor:pointer}
@media (max-width:860px){.menu-btn{display:inline-block}.links{display:none;position:absolute;left:0;right:0;top:100%;background:var(--white);flex-direction:column;align-items:stretch;gap:0;border-bottom:1px solid var(--line);padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));padding-block:8px 16px}.links.open{display:flex}.links a:not(.btn){padding:12px 0;border-bottom:1px solid var(--line)}.links .btn{margin-top:12px}}
.hero{background:linear-gradient(115deg,var(--navy) 0%,var(--navy) 45%,#1f2a4d 75%,#4a4f5e 100%);color:var(--white)}
.hero .wrap{padding-block:72px 80px;display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:48px;align-items:center}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;padding-block:48px 56px;gap:32px}}
.hero h1{font-size:clamp(38px,6vw,64px)}
.hero p.lead{font-size:18px;color:rgba(255,255,255,.85);max-width:56ch;margin-top:18px}
.hero .ctas{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero .check{color:rgba(255,255,255,.9);margin-top:22px}
.quick{background:var(--white);color:var(--ink);padding:24px;display:flex;flex-direction:column;gap:14px}
.quick h3{font-size:20px;color:var(--navy)}
.quick .opt{display:flex;align-items:center;justify-content:space-between;gap:12px;border:1.5px solid var(--line);padding:14px 16px;font-weight:600;background:none;font-family:var(--body);font-size:16px;cursor:pointer;text-align:left;width:100%;color:var(--ink)}
.quick .opt:hover{border-color:var(--gold)}
.quick .opt span{color:var(--muted);font-weight:400;font-size:13px;display:block}
.arrow{color:var(--gold);font-size:20px;flex:none}
section.band{padding-block:80px}
@media (max-width:640px){section.band{padding-block:56px}}
.cream{background:var(--cream)}
.navyband{background:var(--navy);color:var(--white)}
.head{display:flex;flex-direction:column;gap:12px;margin-bottom:40px;max-width:720px}
.head h2{font-size:clamp(30px,4.2vw,46px);color:var(--navy)}
.navyband .head h2{color:var(--white)}
.head p{color:var(--muted);font-size:17px}
.grid3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
@media (max-width:860px){.grid3{grid-template-columns:1fr}}
.svc{background:var(--white);border:1px solid var(--line);padding:28px;display:flex;flex-direction:column;gap:14px}
.svc .num{font-family:var(--display);font-style:italic;color:var(--gold);font-size:15px}
.svc h3{color:var(--navy)}
.svc ul{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:6px;color:var(--muted);font-size:15px}
.svc li::before{content:"\2713  ";color:var(--gold);font-weight:700}
.svc .btn{margin-top:auto;align-self:flex-start}
.steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:20px}
@media (max-width:860px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.step{border-top:2px solid var(--gold);padding-top:18px;display:flex;flex-direction:column;gap:8px}
.step b{font-family:var(--display);font-size:34px;color:var(--gold);font-weight:500;line-height:1}
.step h3{font-size:18px;color:var(--white)}
.step p{color:rgba(255,255,255,.78);font-size:15px}
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:48px;align-items:start}
@media (max-width:860px){.two{grid-template-columns:1fr;gap:28px}}
.prose{display:flex;flex-direction:column;gap:16px;color:var(--muted);font-size:17px;max-width:62ch}
.prose strong{color:var(--ink)}
.facts{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line);border:1px solid var(--line)}
.facts div{background:var(--white);padding:20px}
.facts b{display:block;font-family:var(--display);font-size:20px;color:var(--navy);text-transform:uppercase}
.facts span{color:var(--muted);font-size:14px}
.faq{display:flex;flex-direction:column;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line);padding:18px 0}
.faq summary{cursor:pointer;font-weight:700;font-size:17px;list-style:none;display:flex;justify-content:space-between;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--gold);font-size:22px;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq p{color:var(--muted);margin-top:10px;max-width:70ch}
.cta-band{background:var(--navy);color:var(--white);text-align:center}
.cta-band .wrap{padding-block:72px;display:flex;flex-direction:column;align-items:center;gap:20px}
.cta-band h2{font-size:clamp(30px,4.5vw,48px)}
.cta-band p{color:rgba(255,255,255,.8);max-width:52ch}
.page-hero{background:var(--navy);color:var(--white)}
.page-hero .wrap{padding-block:56px 60px;display:flex;flex-direction:column;gap:14px}
.page-hero h1{font-size:clamp(34px,5vw,54px)}
.page-hero p{color:rgba(255,255,255,.85);font-size:18px;max-width:60ch}
.crumb{font-size:13px;color:rgba(255,255,255,.65)}
.crumb a{color:rgba(255,255,255,.85)}
.list2{display:grid;grid-template-columns:1fr 1fr;gap:10px 28px;margin:0;padding:0;list-style:none}
@media (max-width:520px){.list2{grid-template-columns:1fr}}
.list2 li{padding:12px 0;border-bottom:1px solid var(--line);display:flex;gap:10px}
.list2 li::before{content:"\2713";color:var(--gold);font-weight:700}
.note{background:var(--cream);border-left:3px solid var(--gold);padding:18px 20px;color:var(--muted);font-size:15px}
.note b{color:var(--ink)}
.funnel{max-width:760px;margin:0 auto;background:var(--white);border:1px solid var(--line)}
.progress{display:grid;grid-template-columns:repeat(5,1fr);border-bottom:1px solid var(--line)}
.progress div{padding:14px 8px;text-align:center;font-size:12px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);border-bottom:3px solid transparent}
.progress div.on{color:var(--navy);border-bottom-color:var(--gold)}
.progress div.done{color:var(--gold-dk)}
@media (max-width:520px){.progress div{font-size:0;padding:10px 0}.progress div::before{content:attr(data-n);font-size:13px}}
.fbody{padding:28px;display:flex;flex-direction:column;gap:20px}
@media (max-width:520px){.fbody{padding:20px 16px}}
.fbody h3{color:var(--navy);font-size:26px}
.fbody .hint{color:var(--muted);font-size:15px;margin-top:-10px}
.choices{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media (max-width:520px){.choices{grid-template-columns:1fr}}
.choice{position:relative}
.choice input{position:absolute;opacity:0;pointer-events:none}
.choice label{display:flex;flex-direction:column;gap:2px;border:1.5px solid var(--line);padding:14px 16px;cursor:pointer;font-weight:600;height:100%}
.choice label span{font-weight:400;color:var(--muted);font-size:13px}
.choice input:checked+label{border-color:var(--gold);background:#faf6ee;box-shadow:inset 3px 0 0 var(--gold)}
.choice input:focus-visible+label{outline:2px solid var(--gold);outline-offset:2px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field>span{font-weight:600;font-size:14px}
.inp{border:1.5px solid var(--line);padding:12px 14px;font:16px var(--body);color:var(--ink);background:var(--white);width:100%;border-radius:0}
.inp:focus{border-color:var(--gold);outline:none}
textarea.inp{min-height:96px;resize:vertical}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row2{grid-template-columns:1fr}}
.fnav{display:flex;justify-content:space-between;gap:12px;padding:18px 28px;border-top:1px solid var(--line);background:var(--cream)}
@media (max-width:520px){.fnav{padding:16px}}
.err{color:#b3261e;font-size:14px;font-weight:600}
.summary{background:var(--cream);padding:18px 20px;white-space:pre-wrap;font-size:14.5px;line-height:1.6;border:1px solid var(--line);overflow-wrap:anywhere}
.done-box{text-align:center;display:flex;flex-direction:column;gap:14px;align-items:center}
footer{background:var(--navy-2);color:rgba(255,255,255,.78);font-size:15px}
footer .wrap{padding-block:56px 28px;display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:32px}
@media (max-width:860px){footer .wrap{grid-template-columns:1fr 1fr}}
@media (max-width:520px){footer .wrap{grid-template-columns:1fr}}
footer h4{color:var(--white);font-family:var(--display);text-transform:uppercase;font-weight:600;font-size:15px;margin:0 0 12px;letter-spacing:.02em}
footer a{text-decoration:none;display:block;padding:3px 0}
footer a:hover{color:var(--gold)}
footer .tag{font-family:var(--display);font-style:italic;color:var(--gold);margin-top:10px}
footer .base{grid-column:1/-1;border-top:1px solid rgba(255,255,255,.12);padding-top:20px;font-size:13px;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}
.toast{position:fixed;left:50%;transform:translateX(-50%);bottom:16px;background:var(--navy);color:var(--white);padding:10px 16px;font-size:14px;z-index:70;max-width:calc(100% - 32px)}